WDK
+
Observer Protocol
chargeback defense · live demo
Public beta · USDT-on-x402 · Mercado Libre

Bilateral identity, cryptographic delegation,and chargeback-resistant receipts for agentic commerce.

When an autonomous agent buys something on a human's behalf, every payment needs cryptographic authorization that's independently verifiable — not platform trust, not a card-network rule, not a chargeback waiting to happen. This demo runs the full flow: soft-reject, magic-link authorization, bilateral handshake, settlement, receipt, and the Bitcoin maxi delegation policy that lets a human supervise their agent's spend at runtime.

Scenario · Martina is in Buenos Aires. Martina asked her AI agent Vickyto find her a women's bike no more than $250 USD that would fit her, comes from a reliable vendor, preferably new and can arrive this week. Vicky found the perfect bike for Martina, an Overtech R29 Q5 mountain bike on Mercado Libre: ARS 253.999, 49% off, ≈ 235 USDT via x402.

Martina hasn't configured a delegation policy yet (a new chargeback prevention requirement for agentic payments on Mercado Libre), so Vicky's purchase attempt soft-rejects, Vicky doesn't have authorization to spend on her behalf. Martina has to tap.

For demo presenters

Walk it beat by beat →

One page, scroll-paced, with real screenshots from each step of the flow. Built for screen-share — pause on any beat, point at any element.

Four entry points
Post-settlement · live production

Open Martina's Sovereign dashboard

The actual Sovereign dashboard surface, live in production today, with the demo scenario populated as illustrative data: Vicky's DID at the top, AT-ARS Score 44 reflecting a brand-new agent with one verified receipt, the Mercado Libre x402 purchase as her first activity entry.

app.agenticterminal.io/sovereign/dashboard ↗
Architecture
Martina · client-side Ed25519 signing (Sovereign)
Vicky · @tetherto/wdk-wallet-evm
Trust handshake · @observer-protocol/wdk-protocol-trust
Lightning preimage · @observer-protocol/wdk-lightning-verifier
Settlement · USDT-on-x402 · base
Audit anchor · ERC-8004 (post-settlement)

WDK provides the wallet, payment, and cryptographic primitives. Observer Protocol provides the trust handshake, soft-reject escalation, bilateral verification, and chargeback-resistant receipts. Together they enable verified human-supervised agentic commerce — including in markets like Argentina where stablecoin settlement and crypto-native dispute resolution remove real friction. Mercado Libre handles ~20% of LatAm e-commerce; agent-supervised purchases on platforms like this are the natural wedge for crypto-native chargeback prevention.

Merchant DID shown in the demo is illustrative — Mercado Libre would publish their own DID at this endpoint if they integrated. The protocol architecture is identical regardless of merchant identity.